Chad R. Johnston's personal, durable commitment to 4orm Finance Inc.: the mission, full-time exclusivity, capital and risk borne, and personal adherence to every Mission Anchor bar.
This statement records my personal commitment to 4orm Finance Inc., the company I am incorporating in British Columbia and intend to lead as Founder and Chief Executive Officer. It is intended to make my commitments explicit and durable, to my co-founders, the Mission Stewardship Trustee, the Company's investors and partners, the Advisory Council, and the team we will build. The terms here apply to me alone, and impose on me a standard at least as high as any other member of the founding team.
I commit, personally and explicitly, to every commitment of the Mission Anchor (document 08.4), including each Absolute Bar: no participation in politically or faith-motivated account closures or extra-judicial freezes; no sharing of customer data absent a final court order with judicial review available; no participation in debanking coalitions, shared blacklists, or de-risking outside legal process; no programmable-restriction infrastructure; no surveillance or data monetization for advertising, profiling, social credit, or ideological assessment; no social-credit or ideological gatekeeping; no deplatforming for protected expression or belief; no commingling, rehypothecation, or pledging of customer assets; no quarterly earnings targets used as a primary directional input; no retaliation against any person for the principled exercise of refusal; and no surrender or weakening of any Mission Anchor provision under political, commercial, regulatory, or shareholder pressure outside of law.
I will not take on competing commitments during my service as CEO. I will not compromise the Mission Anchor for capital, partnerships, or expediency. I will not prioritize personal economic interest over the Company's long-term integrity. I will not avoid the difficult conversations the role requires. And I will not ask of any co-founder, employee, or advisor a standard of commitment I am not first prepared to hold myself.
Statement dated May 2026. Reproduced for the data room; the executed original is held by the Company.
Prepared for approved data room members. This document does not constitute an offer to sell securities or a solicitation of an offer to buy securities. 4orm Finance Holdings Inc. is the parent entity of 4orm OpCo, 4ormEx OpCo, and 4orm Trust Co; technology is developed by KCS Capital, an independent research and development firm.